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How much is IVF in California?

IVF cost in California varies from $15,000 to $40,000. California doesn't require insurers to cover IVF treatment, so your coverage depends on your employee benefits. Save money by flying to another state, applying for fertility grants, or even changing jobs.

February 23, 2024

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What is IVF?

In Vitro Fertilization is a type of fertility treatment that involves combining an egg and sperm outside the body in a laboratory dish. Once fertilized, the embryo is then transferred into the uterus. IVF is a blessing for couples struggling with infertility, but it's essential to be prepared for the associated costs. 

Breaking Down of the Cost of IVF in California

  • IVF Clinical Cost: The cost of a single IVF cycle or procedure in California can range from $12,000 to $30,000. It's recommended to ask about what's included in this cost, such as ultrasounds, blood tests, embryo transfers, ICSI (Intracytoplasmic Sperm Injection), and anesthesia. Preliminary testing for both partners is needed before starting the IVF process, and it is not included in the cycle cost. 
  • IVF Medication Cost: IVF requires various medications to stimulate egg production, trigger ovulation, and support the uterine lining. These medications can significantly contribute to the overall cost, and the individual protocol depends on your medical history and doctor's recommendations. On average, IVF medication costs can range from $3,000 to $10,000, depending on the individual's needs.
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Second opinion fertility doctor video call Nataki

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What else to consider:

  •  Some couples achieve success in the first IVF cycle, while others may require multiple attempts. It's essential to consider the potential need for additional cycles when budgeting for IVF.
  • In some cases, additional services such as ICSI or PGS/PGD (Preimplantation Genetic Testing) may be recommended, adding to the overall cost.

Fertility grants

You may consider applying for fertility grants to ease the financial burden of paying for your fertility treatments. Check here the list of fertility grants that you can apply to.

IVF insurance coverage in California

California doesn't require insurers to cover IVF treatment, so it is up to your employer to decide whether or not they want to add the coverage to their employee's benefits. It is recommended to check with your employer and your insurance company what coverage you have before going to the clinic. If you are open to changing jobs to get full or partial coverage, take a look at the list of employers offering fertility insurance.

Traveling in the state, to different states, and internationally

If the cost is a major issue, you can consider flying to a different city or state for IVF. Some clinics offer prices as low as $6,500 for one IVF cycle, and some states have laws for fertility insurance coverage, which you can take advantage of if you are willing to relocate. 

Some women decide to travel internationally for IVF, but we have heard some discouraging stories about the experience of traveling internationally to save money on IVF, so we would not suggest it as the first option.

If you want to compare IVF costs in Los Angeles, San Diego, San Francisco, San Jose, or another city near you, you can do that through our database of fertility clinics.


The cost of IVF is undoubtedly a significant consideration, but it's essential to approach it as an investment in your future. By understanding the breakdown of IVF costs, factoring in potential variables, and exploring financial assistance options, you can make an informed decision about embarking on the path to parenthood through IVF. If you need help finding a fertility clinic under your budget, you can book a consultation with our fertility advisor.

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Map of all fertility clinics in the U.S.

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