IVF cost in California varies from $15,000 to $40,000. California doesn't require insurers to cover IVF treatment, so your coverage depends on your employee benefits. Save money by flying to another state, applying for fertility grants, or even changing jobs.
February 23, 2024
In Vitro Fertilization is a type of fertility treatment that involves combining an egg and sperm outside the body in a laboratory dish. Once fertilized, the embryo is then transferred into the uterus. IVF is a blessing for couples struggling with infertility, but it's essential to be prepared for the associated costs.
Go over your medical history and create a plan to move forward with one of the most affordable clinics.
You may consider applying for fertility grants to ease the financial burden of paying for your fertility treatments. Check here the list of fertility grants that you can apply to.
California doesn't require insurers to cover IVF treatment, so it is up to your employer to decide whether or not they want to add the coverage to their employee's benefits. It is recommended to check with your employer and your insurance company what coverage you have before going to the clinic. If you are open to changing jobs to get full or partial coverage, take a look at the list of employers offering fertility insurance.
If the cost is a major issue, you can consider flying to a different city or state for IVF. Some clinics offer prices as low as $6,500 for one IVF cycle, and some states have laws for fertility insurance coverage, which you can take advantage of if you are willing to relocate.
Some women decide to travel internationally for IVF, but we have heard some discouraging stories about the experience of traveling internationally to save money on IVF, so we would not suggest it as the first option.
If you want to compare IVF costs in Los Angeles, San Diego, San Francisco, San Jose, or another city near you, you can do that through our database of fertility clinics.
The cost of IVF is undoubtedly a significant consideration, but it's essential to approach it as an investment in your future. By understanding the breakdown of IVF costs, factoring in potential variables, and exploring financial assistance options, you can make an informed decision about embarking on the path to parenthood through IVF. If you need help finding a fertility clinic under your budget, you can book a consultation with our fertility advisor.
Talk to one of our fertility advisors about pros and cons of each clinic, process, preparation. We will share cost & results optimization tips to save $3,000 on average.